Independent index: figures taken from official tariffs, not from agents
themigrationroute.com/
Get offers
Threshold raised €600K→€1M — and the deposit became non-refundable

Passive Residency
Andorra

The standard threshold was raised from €600,000 to €1,000,000 by the Omnibus 2 Law. A lower-threshold alternative exists — from €400,000 via the Housing Fund. The refundable deposit was abolished — now a non-refundable €50,000 state fee + €12,000 per dependent.

Standard threshold
€1,000,000
Housing Fund alternative
from €400,000
AFA state fee
€50,000 + €12,000 per dependent
AFA payment type
non-refundable (was refundable)

What the Omnibus 2 Law changed

Two independent changes in one law — a raised standard threshold and a shift from a refundable deposit to a non-refundable state fee.

PARAMETER
BEFORE OMNIBUS 2
AFTER (from 13.02.2026)
Standard investment threshold
BEFORE OMNIBUS 2€600,000
€1,000,000 — 1.67x increase
Housing Fund alternative
BEFORE OMNIBUS 2did not exist
from €400,000
AFA (Financial Authority) payment
BEFORE OMNIBUS 2€50,000, REFUNDABLE deposit
€50,000, NON-REFUNDABLE state fee

What the process consists of

Beyond the main investment, a mandatory payment to Andorra’s Financial Authority (AFA) applies — €50,000 plus €12,000 per dependent, now non-refundable.

COST ITEM
RATE
APPLIES TO
AFA state fee (non-refundable)
RATE€50,000
per primary applicant
AFA fee per dependent
RATE€12,000
per dependent
Legal support for the investment
RATEdepends on the asset type
per applicant

How the process runs

01
Choosing an investment route
Standard (from €1M in Andorran assets) or via the Housing Fund (from €400,000).
02
Making the investment
Real estate, financial instruments, company shares, or Andorran collective investment funds.
03
Paying the non-refundable AFA state fee
€50,000 plus €12,000 per dependent.
04
Filing through Andorra’s Immigration Department
govern.ad.
05
Receiving the residence permit with renewal
While the investment is maintained.

A good fit if

You can invest from €1,000,000 via the standard route in Andorran assets.
You are considering the lower €400,000 threshold via the Housing Fund (Fons d'Habitatge).
You are prepared for the non-refundable €50,000 + €12,000 per dependent state fee — the money isn’t returned, unlike the old scheme.
You want a European residence permit with low taxes, not immediate citizenship.

A poor fit if

You are counting on the outdated €600,000 threshold — it was raised to €1M by the Omnibus 2 Law.
You expected to get the €50,000 deposit back after ending the status — under the new law this payment is a non-refundable state fee, not a deposit.
You hadn’t considered the Housing Fund route — at a €400,000 threshold it can be significantly more accessible than the standard €1M path.
You need a direct official page with these figures — govern.ad was fetched directly but no detailed page was found; this page’s source is secondary.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Why do many sites still say €600,000?

That figure applied before the Omnibus 2 Law took effect (13.02.2026) — from that date the standard threshold rose to €1,000,000, but the old figure continues to appear on unupdated sources.

What is the €400,000 Housing Fund route?

Per the available data, it’s a separate, lower alternative to the standard threshold — investing directly or indirectly in Fons d'Habitatge, Andorra’s Housing Fund, introduced by the same law.

Can the €50,000 be refunded after giving up status?

No — under the new law this AFA payment is a non-refundable state fee, unlike the previous scheme where the amount was structured as a refundable deposit.

How much extra is required per family member?

Per the available data, €12,000 per dependent on top of the primary applicant’s €50,000 payment.

Does this programme grant Andorran citizenship?

No — this page covers a renewable residence permit, not citizenship or a separately described path to it.

Why is there no direct link to an official govern.ad page with these figures?

Andorra’s official government portal (govern.ad) was fetched directly, but a detailed page with specific investment threshold figures was not found — the data is confirmed by convergence of independent sources.

Sources

Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.