Economic Investment Residential Certificate Bermuda

Five investment categories — not just business and real estate

The official source names five recognised categories, and a charitable donation is just as valid an option as buying property or a business stake.

What the process consists of

The application processing fee is separate from the investment itself — a fixed amount, independent of the category chosen.

COST ITEM

AMOUNT

NOTE

Investment (any of the five categories)

AMOUNTBMD $2,500,000

must be held for at least 5 years

Application processing fee

AMOUNTBMD $2,625

a fixed amount

How the process runs

Choosing one of the five investment categories

Real estate, charity, a business stake, a new venture, or a minister-approved initiative.

Preparing due-diligence documentation

Personal ID documents, references, and supporting materials for the chosen category.

Filing the application and paying the BMD $2,625 fee

Via the Bermuda Business Development Agency or directly with the relevant authority.

Receiving the EIRC certificate

Resident status runs from the date of issuance, indefinitely.

Meeting the 5-year conditions

The investment is held for at least 5 years; presence in Bermuda must be at least 90 days a year throughout.

A good fit if

You're ready to invest BMD $2,500,000 under one of the five recognised categories, including the unusual charitable-donation option.

The presence requirement — at least 90 days a year over the 5-year holding period — works for you.

You're looking for indefinite resident status from the date of issuance, rather than a fixed-term permit.

You're considering including a spouse and dependents (children under 18, or up to 25 in full-time education) on one certificate.

A poor fit if

You expect the only way to invest is buying real estate or a business — a charitable donation is an equally recognised category.

You're not prepared to hold the investment for at least 5 years and be physically present in Bermuda at least 90 days a year throughout.

You're looking for the lowest entry threshold among similar programmes — BMD $2.5 million sits toward the higher end of comparable schemes.

You need fast temporary status without long-term investment-holding commitments.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

Henley & Partners

Лондон, Великобритания · since 1997

The largest advisory firm in the industry — over 70 offices worldwide; also advises governments on designing migration programmes.

NTL Trust

Карибский регион (офисы в Латинской Америке, Европе, на Ближнем Востоке и в Азии) · since 1994

30+ years in citizenship and residence by investment, officially accredited by several Caribbean governments; also trust and corporate services.

Arton Capital

Монреаль, Канада · since 2006

Global financial advisory firm specialising in residence and citizenship by investment.

Astons

Дубай, ОАЭ (основана в Лондоне) · since 1989

One of the oldest firms in the market, over 9,000 clients from 100+ countries; Golden Visa, citizenship and RBI worldwide.

La Vida Golden Visas

Лондон, Великобритания · since 2002

Over 20 years of experience, clients from 160+ countries; specialises in Portugal’s Golden Visa and other EU programmes.

Savory & Partners

Дубай, ОАЭ · since 2009

Over 70 specialists across 8 offices on three continents, 20+ jurisdictions, over 11,000 clients.

Global Citizen Solutions

Лондон, Великобритания / Лиссабон, Португалия · since 2016

Global mobility consultancy with a Lisbon office; specialises in Portugal’s Golden Visa and Spain’s Non-Lucrative Visa.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Can I get the EIRC purely through a charitable donation, without business or real estate?

Yes — per the available data, a donation to a registered Bermuda charity is officially recognised as one of five equally valid qualifying-investment categories.

Do I need to live in Bermuda permanently?

Not permanently, but regularly — per the available data at least 90 days' presence a year is required throughout the 5-year holding period.

What happens to the investment after 5 years?

The source doesn't specify the conditions after the 5-year holding period ends — this point is worth confirming directly with the relevant authority.

Does the status extend to family?

Yes — per the available data the certificate includes a spouse and dependents: children under 18, or up to 25 if in full-time education.

How much does the application itself cost?

BMD $2,625 — a fixed processing fee, separate from the investment amount itself.

Sources

Bermuda Business Development Agency (BDA) — official description of the Economic Investment Residential Certificate: a minimum investment of BMD $2,500,000 under one of five categories (real estate, charitable donation, business equity stake, new venture, minister-approved initiative), a 5-year investment-holding requirement with 90 days' annual presence, inclusion of a spouse and dependents, and a BMD $2,625 application processing fee↗

Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.