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Permanent residence directly, no intermediate temporary status

Permanent residence, Art. 25 FRBA
Bulgaria

From €511,292 in a Bulgarian investment fund’s units, or from €255,646 in a company’s capital with 10 jobs created. Permanent-residence status is issued directly, without a temporary-residence stage.

Fund route from
€511,292
Company route from
€255,646
Status
permanent residence, direct
Path to citizenship
naturalisation from 5 years

Two routes — passive or with job creation

The programme offers a choice between a purely financial investment with no operational obligations and a cheaper entry threshold with an employment requirement.

ROUTE
THRESHOLD
WHAT TO KNOW
Investment fund units
THRESHOLDfrom €511,292 (BGN1M)
The fund must be registered in Bulgaria, with assets from €1,534K (BGN3M); no obligation to create jobs.
Bulgarian company capital
THRESHOLDfrom €255,646 (BGN500K)
A lower entry threshold, but at least 10 full-time jobs for Bulgarian citizens must be created.

What the process consists of

Beyond the investment, there are administrative fees for processing permanent residence.

COST ITEM
RATE
APPLIES TO
Permanent-residence application review fee
RATE~€150–300
per applicant
Legal support for the fund/company investment
RATEdepends on structure
per investment
Permanent-residence card
RATE~€40–80
per applicant

How the process runs

01
Choosing a route
Fund units (passive) or company capital (with a job-creation commitment).
02
Making the investment
Transferring funds into fund units or a Bulgarian company’s capital.
03
For the company route — creating jobs
At least 10 full-time jobs for Bulgarian citizens.
04
Filing for permanent residence
With investment documents — status is granted directly, without an intermediate temporary-residence stage.
05
Receiving permanent residence
A permanent status; citizenship via naturalisation is possible no earlier than 5 years of residence.

A good fit if

You have capital from €511,292 for a purely passive investment fund route, with no operational obligations.
Or you have capital from €255,646 and are prepared to create 10 jobs for Bulgarian citizens.
Immediate permanent-residence status matters, without the intermediate temporary-residence stage common to many similar programmes.
You view naturalisation (available from 5 years of residence) as a long-term goal.

A poor fit if

Your capital is below the threshold for either route — neither €511,292 nor €255,646 is covered.
You cannot guarantee creating 10 jobs — then only the higher-threshold fund route is available.
You need direct citizenship by investment — Bulgaria closed that programme in 2022; only naturalisation after permanent residence is available.
You are relying on an outdated dollar/lev figure that doesn’t account for Bulgaria’s euro adoption from 01.01.2026 — current figures are recalculated at the fixed conversion rate.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Why isn’t currency risk flagged, given the amounts were originally in leva?

Because the Bulgarian lev (BGN) was rigidly pegged to the euro for decades before Bulgaria fully adopted the euro on 1 January 2026 — the fixed rate of 1.95583 BGN/€ applied throughout without change. Official amounts in the law are now recalculated in euros at that same rate, so there is no currency risk in the conversion.

How does this differ from most similar programmes?

Permanent-residence status is granted immediately, rather than after an intermediate temporary-residence period — many similar European schemes first grant temporary status that must be renewed for several years before transitioning to permanent.

Does the programme grant citizenship directly?

No — citizenship by investment in Bulgaria has been officially closed since 2022. Only naturalisation after permanent residence is available, no earlier than 5 years of residence.

Which route is cheaper — the fund or the company?

The company-capital route formally has a lower entry threshold (€255,646 vs €511,292), but it requires creating 10 jobs — the real cost may end up higher depending on the salary structure.

What is the requirement on the fund’s own assets?

Beyond the applicant’s investment of €511,292+, the fund itself must have total assets from €1,534K — this is a requirement on the fund, not on the applicant’s personal investment.

Is continuous residence in Bulgaria required to keep the status?

This page does not state a formal residence requirement — no direct data on this aspect exists in the available research; check separately before deciding.

Sources

Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.