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The "$125,000 lump sum" is no longer accepted since 2022

Rentista visa
Chile — passive income

No official threshold is published — in practice from $1,000–1,500/month + ≈$500/month per dependent. The widely cited "$125,000 lump sum" alternative is NO LONGER accepted as evidence since the 2022 reform — regularly arriving income is now required.

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Practical income benchmark
from $1,000–1,500/month
Per dependent
≈$500/month
Lump-sum alternative
no longer accepted
Permanent residency after
2 years

Myth-busting: the lump sum no longer works

Before 2022 you could show a one-time savings sum instead of regular income — that option is closed, but the information is still widely circulated online.

PERIOD
WHAT WAS ACCEPTED
STATUS
Before the 2022 reform
WHAT WAS ACCEPTEDa lump sum of ≈$125,000
NO LONGER accepted
After the 2022 reform (current)
WHAT WAS ACCEPTEDregular income from $1,000–1,500/month
the only accepted route
Role of savings now
WHAT WAS ACCEPTEDsupporting context in the file
does not substitute for regular income

What the family income requirement consists of

Chile does not publish a fixed official threshold — the immigration service assesses the regularity of income individually, per established practice.

COST ITEM
RATE
APPLIES TO
Main applicant’s regular income
RATEfrom $1,000–1,500/month
per applicant
Dependent supplement
RATE≈$500/month
per person
Payment history for verification
RATE3–6 months recommended
—

How the process runs

01
Preparing proof of regular income
Rent, dividends, interest, annuity, or royalties — over the past 3–6 months.
02
Filing through the SERMIG portal
Using ClaveÚnica, before entering the country.
03
Receiving a visa valid up to 2 years
Renewable while the income is maintained.
04
Transitioning to permanent residency after 2 years
On the same visa, with no additional separate waiting period.
05
Citizenship after 5 years
Of total residence in Chile from the first residency stamp.

A good fit if

You have confirmed regular income from $1,000–1,500/month — rent, dividends, interest, annuity, or royalties.
You’re ready to show a payment history over 3–6 months, rather than a one-time savings sum.
You’re fine with the path to permanent residency after just 2 years on this visa.
You have dependents in the family — the supplement is roughly $500/month per person.

A poor fit if

You’re planning to confirm residency with a one-time deposit of ≈$125,000 without regular income — that option was closed by the 2022 reform.
Your income is irregular or unconfirmed by a payment history over several months — the immigration service specifically assesses regularity.
You expect an officially fixed statutory figure — Chile doesn’t publish one; only a practical benchmark from consultants exists.
You need permanent residency status immediately — the Rentista visa leads to PR only after 2 years of residence.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

La Vida Golden Visas
Лондон, Великобритания · since 2002
Over 20 years of experience, clients from 160+ countries; specialises in Portugal’s Golden Visa and other EU programmes.
Global Citizen Solutions
Лондон, Великобритания / Лиссабон, Португалия · since 2016
Global mobility consultancy with a Lisbon office; specialises in Portugal’s Golden Visa and Spain’s Non-Lucrative Visa.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Is it true you could once show $125,000 as a lump sum instead of income?

Yes, but this is outdated — per the available data, that option was closed by the 2022 immigration-law reform; regularly arriving income is now required, with savings serving only as supporting context.

Is there an official minimum income for this visa?

No — per the available data, Chile doesn’t publish a fixed statutory threshold; a practical consultant benchmark of $1,000–1,500/month is used.

How much is needed per dependent?

Per the available data, roughly $500/month in addition to the main applicant’s base income, per dependent.

When is permanent residency available?

Per the available data, after just 2 years of residence on this visa, with no additional separate waiting period.

How many years until citizenship?

Per the available data — 5 years of total residence in Chile from the first residency stamp.

How do I file the application?

Per the available data, online through the SERMIG portal using ClaveÚnica identification, before entering Chile.

Sources

Expat.cl — overview of Rentista visa requirements: the absence of an official threshold, the practical income benchmark, the closure of the lump-sum alternative by the 2022 reform, visa duration and the path to PR/citizenship↗

Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.