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Real estate is excluded from ALL 4 routes, with no exception

Investor Residence Permit
Luxembourg

Four routes from €500,000 to €20,000,000. Real estate — direct or indirect, purchase or rental — is explicitly excluded from all four without exception. The new-business route requires creating 5 genuine jobs within 3 years.

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Existing company from
€500,000
New business from
€500,000 + 5 jobs in 3 years
Investment structure from
€3,000,000
Bank deposit from
€20,000,000

Four routes — real estate excluded from all of them

Each route requires a different type of investment, but none recognises real estate — direct or indirect.

ROUTE
THRESHOLD
ADDITIONAL CONDITION
Existing company
THRESHOLDfrom €500,000
maintain investment and employment for 5+ years
New business
THRESHOLDfrom €500,000
create at least 5 jobs within 3 years
Investment/management structure
THRESHOLDfrom €3,000,000
maintain genuine substance in Luxembourg
Bank deposit
THRESHOLDfrom €20,000,000
held at a Luxembourg bank for 5+ years

What the process consists of

The beneficial owner of the investment must specifically be the applicant in person, or their spouse/registered partner — not a third party or a corporate structure without direct connection.

COST ITEM
RATE
APPLIES TO
Investment (per chosen route)
RATEfrom €500,000 to €20,000,000
per applicant
Type D visa
RATEdepends on the consulate
per applicant
Legal support structuring the investment
RATEdepends on the route
per applicant

How the process runs

01
Choosing an investment route
From €500,000 (company/new business) to €20,000,000 (deposit).
02
Coordinating conditions (for new business — with the National Employment Agency)
Creating at least 5 jobs within 3 years for this route.
03
Obtaining a type D visa
For third-country nationals subject to the visa regime.
04
Receiving temporary authorisation to stay
The initial status before the residence permit is issued.
05
Receiving the residence permit for up to 3 years
Renewable while conditions are maintained; long-term EU residents may get 5 years immediately.

A good fit if

You can invest from €500,000 in an existing Luxembourg company while maintaining investment and employment for 5+ years.
You can establish a new business from €500,000 with a genuine plan to create 5 jobs within 3 years.
You are considering from €3,000,000 in an investment/management structure with genuine Luxembourg substance.
You are prepared for a €20,000,000 bank deposit for 5 years as the most passive of the four routes.

A poor fit if

You plan a real estate investment — it’s explicitly excluded from all four routes, direct or indirect, purchase or rental.
You chose the new-business route but lack a genuine plan to create 5 jobs within 3 years — capital alone isn’t enough.
The beneficial owner would need to be a third party, not the applicant or their spouse/registered partner.
You want a route cheaper than €500,000 — that’s the minimum threshold among all four programme options.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

Henley & Partners
Лондон, Великобритания · since 1997
The largest advisory firm in the industry — over 70 offices worldwide; also advises governments on designing migration programmes.
NTL Trust
Карибский регион (офисы в Латинской Америке, Европе, на Ближнем Востоке и в Азии) · since 1994
30+ years in citizenship and residence by investment, officially accredited by several Caribbean governments; also trust and corporate services.
Arton Capital
Монреаль, Канада · since 2006
Global financial advisory firm specialising in residence and citizenship by investment.
Astons
Дубай, ОАЭ (основана в Лондоне) · since 1989
One of the oldest firms in the market, over 9,000 clients from 100+ countries; Golden Visa, citizenship and RBI worldwide.
La Vida Golden Visas
Лондон, Великобритания · since 2002
Over 20 years of experience, clients from 160+ countries; specialises in Portugal’s Golden Visa and other EU programmes.
Savory & Partners
Дубай, ОАЭ · since 2009
Over 70 specialists across 8 offices on three continents, 20+ jurisdictions, over 11,000 clients.
Global Citizen Solutions
Лондон, Великобритания / Лиссабон, Португалия · since 2016
Global mobility consultancy with a Lisbon office; specialises in Portugal’s Golden Visa and Spain’s Non-Lucrative Visa.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Can real estate be used for any of the four routes?

No — per the available data, real estate (direct and indirect, purchase or rental) is explicitly excluded from all four routes without exception.

Is investing €500,000 in a new business enough on its own?

No — per the available data, the new-business route requires MANDATORY creation of at least 5 jobs within 3 years, coordinated with the National Employment Agency, not capital alone.

How does the existing-company route differ from the new-business one?

Both require from €500,000, but the existing-company route requires maintaining investment and employment for 5+ years, while the new-business route requires actually creating 5 new jobs within 3 years — different conditions at the same threshold.

Can the investment be held by the applicant’s spouse?

Yes — per the available data, the beneficial owner can be the investor personally or their spouse/registered partner.

How many years is the permit valid for?

Per the available data, up to 3 years with renewal while conditions are maintained; long-term residents from other EU states may receive a 5-year permit immediately.

Does this programme grant Luxembourg citizenship?

No — this page covers a residence permit for up to 3 years with renewal, not citizenship or a separately described path to it.

Sources

Guichet.lu — Luxembourg’s official administrative portal, "Conditions of residence for investors from third countries" section; page fetched directly↗

Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.