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Property is a separate requirement on top of the deposit, not included in it

MM2H — Malaysia My Second Home
Silver tier

After the reform, there are 4 tiers: SEZ (Forest City only, from $32-65K by age), Silver from $150K, Gold from $500K, Platinum from $1M. At every tier, purchasing property is a separate mandatory requirement on top of the deposit, not included in the stated amount.

Silver: deposit from
$150,000
Silver: property from
≈$147,000 (RM600,000)
Visa term (Silver)
5 years, renewable
Minimum age
25 (21 for SEZ)

Four tiers — not one

The difference between tiers isn’t just the deposit: visa duration grows with the amount, and the physical-presence requirement depends on the applicant’s age.

TIER
DEPOSIT FROM
PROPERTY FROM / VISA TERM
SEZ (Forest City only)
DEPOSIT FROM$65K (21-49) / $32K (50+)
RM500,000 / 10-year visa
Silver
DEPOSIT FROM$150,000
RM600,000 / 5-year visa
Gold
DEPOSIT FROM$500,000
RM1,000,000 / 15-year visa
Platinum
DEPOSIT FROM$1,000,000
RM2,000,000 / 20-year visa

What the process consists of

After holding the deposit for 1 year, up to 50% can be withdrawn — but strictly for purchasing property in Malaysia, healthcare, or education in-country.

COST ITEM
RATE
APPLIES TO
Fixed deposit (Silver)
RATEfrom $150,000
per applicant
Mandatory property purchase (Silver)
RATEfrom RM600,000 (≈$147,000)
per applicant
MM2H visa processing
RATEdepends on the immigration department
per applicant

How the process runs

01
Choosing a tier by budget
SEZ, Silver, Gold, or Platinum — different deposits, visa terms, and presence requirements.
02
Placing the fixed deposit
From $150,000 for the Silver tier.
03
Purchasing property within 12 months of visa approval
A mandatory separate requirement on top of the deposit; the deadline is shorter for SEZ.
04
Confirming the physical-presence requirement
From 90 days a year for applicants aged 25-49; no requirement for 50+.
05
Receiving the MM2H visa for 5 years (Silver)
Renewable.

A good fit if

You have capital from $150,000 for a fixed deposit (Silver tier), plus separately ≈$147,000 for mandatory property.
You are 25 or older (or 21+ for the SEZ tier, limited to Forest City).
You can spend 90+ days a year in Malaysia if under 50 — no presence requirement applies past 50.
You are considering a 5+ year horizon and can hold the deposit and property for that term.

A poor fit if

You assume $150,000 in deposit is enough on its own — property purchase is mandatory separately and is not included in that amount.
You are under 25 and the SEZ tier (from 21) doesn’t fit your location plans — SEZ is available only in Forest City.
You cannot meet the mandatory 90+ days/year presence requirement before turning 50.
You need a direct official link with exact figures — both official portals (mm2h.gov.my, mm2h.imi.gov.my) are unreachable as of the checked date; this page’s source is secondary.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Is it true property must be bought separately from the deposit?

Yes — per the available data, all four tiers require a mandatory property purchase NOT counted toward the fixed deposit amount; it’s a separate requirement to budget for additionally.

Can the SEZ tier be used outside Forest City?

Per the available data, the SEZ tier is available exclusively in Forest City (a special economic zone) — for other Malaysian locations, the Silver, Gold, or Platinum tiers apply.

Do you need to live in Malaysia permanently?

Per the available data, the presence requirement — 90+ days a year — applies specifically to applicants aged 25-49; applicants 50 and over have no separate physical-presence requirement.

Can part of the deposit be withdrawn before the visa term ends?

Yes — per the available data, up to 50% of the deposit can be withdrawn after 1 year, but strictly for buying property in Malaysia, healthcare costs, or education in-country, not for any purpose.

Why is there no direct link to the official portal?

Both official portals (mm2h.gov.my returned a 403 error, mm2h.imi.gov.my doesn’t resolve as a domain) were unreachable as of the checked date — the figures are confirmed by convergence of several independent specialised sources.

Does this programme grant Malaysian citizenship?

No — this page covers a long-stay visa (5-20 years depending on tier), not citizenship or a separately described path to it.

Sources

Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.