Independent index: figures taken from official tariffs, not from agents
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A genuine, mandatory government registry of licensed agents

Malta MPRP
permanent residence by investment

Full cost of the mandatory government contributions and housing, a realistic 12–18 month timeline — not 6, as sometimes advertised — and who can actually be included.

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Government payments from
€99,000
Time to status
12–18 mo.
Stay requirement
not required
Status
indefinite

What makes up the entry threshold

Unlike most programmes, there is no single "investment amount" here — three mandatory components apply, and the choice between renting and buying housing sets the final figure.

COMPONENT
AMOUNT
WHAT TO KNOW
Mandatory government payments
AMOUNT€99,000
Administrative fee €60,000 + government contribution €37,000 + philanthropic donation €2,000. Fixed, no room to negotiate.
Housing — rental (5 years)
AMOUNTfrom €70,000
Minimum €14,000/year × 5 mandatory years. Combined with government payments, total from €169,000.
Housing — purchase (alternative to renting)
AMOUNTfrom €375,000
A larger one-off outlay, but the property stays an asset rather than being spent on rent.

What the full cost consists of

The mandatory government payments are fixed by law and not up for negotiation with any agent. Legal representation is a market figure that varies between licensed agents.

COST ITEM
RATE
APPLIES TO
Administrative fee
RATE€60,000
per family, one-off
Government contribution
RATE€37,000
per family, one-off
Philanthropic donation
RATE€2,000
per family, one-off
Legal representation
RATEmarket rate, not fixed
per family, depends on the licensed agent

How the process runs

01
Choosing a licensed agent
You cannot apply directly — only through an agent accredited by the Residency Malta Agency. This is the only programme in the index with a genuinely functioning government agent registry.
02
Due diligence and filing
Checking the source of funds and the applicant’s background — usually the longest step, sometimes taking several months.
03
Paying the mandatory contributions
The €60,000 administrative fee is paid upfront and is non-refundable if the applicant is at fault for a refusal.
04
Securing the housing
Signing a 5-year rental contract or buying a property — a mandatory condition for the status.
05
Receiving the residence card
No stay in the country is required either during review or after the status is granted.

A good fit if

You want indefinite EU-country status with zero stay requirement — Malta checks neither days nor visits.
You need to include an extended family: MPRP covers a spouse, children up to 28, and the parents and grandparents of both sides — up to 4 generations on one application.
Process transparency matters to you: the agent registry is a government one, not a marketing list of firms.
You have a 12–18 month horizon and are prepared for a thorough due-diligence check.

A poor fit if

You need a result within months — 12–18 months is realistic, not a worst case.
Your budget caps out below €150,000 once all mandatory payments and housing are counted.
Your goal is fast citizenship: MPRP is not a citizenship programme and creates no automatic short-term path to one.
Your source of funds is hard to document — due diligence here is stricter than most equivalents.

Who runs this programme

Your request goes to two or three firms from this list, all licensed by the Residency Malta Agency. You see exactly which ones before it is sent, and you can exclude any of them.

Henley & Partners
Лондон, Великобритания · since 1997
The largest advisory firm in the industry — over 70 offices worldwide; also advises governments on designing migration programmes.
NTL Trust
Карибский регион (офисы в Латинской Америке, Европе, на Ближнем Востоке и в Азии) · since 1994
30+ years in citizenship and residence by investment, officially accredited by several Caribbean governments; also trust and corporate services.
Arton Capital
Монреаль, Канада · since 2006
Global financial advisory firm specialising in residence and citizenship by investment.
Astons
Дубай, ОАЭ (основана в Лондоне) · since 1989
One of the oldest firms in the market, over 9,000 clients from 100+ countries; Golden Visa, citizenship and RBI worldwide.
La Vida Golden Visas
Лондон, Великобритания · since 2002
Over 20 years of experience, clients from 160+ countries; specialises in Portugal’s Golden Visa and other EU programmes.
Savory & Partners
Дубай, ОАЭ · since 2009
Over 70 specialists across 8 offices on three continents, 20+ jurisdictions, over 11,000 clients.
Global Citizen Solutions
Лондон, Великобритания / Лиссабон, Португалия · since 2016
Global mobility consultancy with a Lisbon office; specialises in Portugal’s Golden Visa and Spain’s Non-Lucrative Visa.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Do you have to live in Malta?

No — there is no stay requirement for MPRP, either while the application is reviewed or after status is granted. That is a key difference from programmes like Cyprus or Spain.

Can you apply without an agent?

No. The law requires filing through an agent licensed by the Residency Malta Agency — there is no route for direct applicant filing.

Rent or buy — which is better value?

Renting is cheaper upfront (from €70,000 over 5 years), but that money is not returned. Buying from €375,000 needs more capital immediately, but the property remains an asset.

Who can be included in the application?

A spouse, children up to 28 (including unmarried, financially dependent ones), and the parents and grandparents of both the applicant and the spouse — up to four generations on one application.

What happened to citizenship by investment?

It was abolished following the CJEU judgment of 29 April 2025. The replacement "Citizenship by Merit" is officially not a continuation or alternative to the old scheme, and the agency explicitly bans marketing it — MPRP (permanent residence) is unrelated to that history.

How long does review actually take?

12 to 18 months once due diligence is included — that is a typical duration, not an inflated one; the shorter timelines sometimes advertised rarely hold up in practice.

Sources

Residency Malta Agency — official MPRP legal framework, payment structure↗komunita.gov.mt — official confirmation that citizenship by investment was abolished after the CJEU ruling of 29 April 2025, and that marketing "Citizenship by Merit" is prohibited↗

Figures are for reference only. Verified against official sources on 26 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.