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Before 17.01.2026 there was no minimum at all — now €150,000

Residence Permit via Real Estate
Montenegro

A new €150,000 minimum was introduced on 17 January 2026 — before that date there was no formal value threshold at all. It doesn’t apply to EU/EFTA/Iceland/Liechtenstein/Norway/Switzerland nationals. Permits issued earlier renew without proving value.

Property minimum (from 17.01.2026)
€150,000
Exemption
EU/EFTA nationals and family — no threshold
Business route: annual taxes
from €5,000
Permits issued before 17.01.2026
renewal without proving value

Before and after the 2026 amendments

Before 17 January 2026, there was no formal price threshold for residence via real estate at all — the programme existed, just without a minimum amount.

PERIOD
PROPERTY MINIMUM
STATUS
Before 17.01.2026
PROPERTY MINIMUMno formal minimum
permits renew without proving value
From 17.01.2026
PROPERTY MINIMUM€150,000
applies to new applicants, except EU/EFTA

What the process consists of

The business route via a company requires separate confirmation — a minimum €5,000 in taxes and contributions paid for the previous year; simple company registration is no longer enough.

COST ITEM
RATE
APPLIES TO
Real estate (non-EU/EFTA)
RATEfrom €150,000
per applicant
Value confirmation by the Tax Authority
RATEtransfer-tax decision
per applicant
Business route: annual taxes and contributions
RATEfrom €5,000
per director/51%+ owner

How the process runs

01
Choosing property from €150,000
For non-EU/EFTA nationals; no threshold for EU/EFTA nationals.
02
Value confirmation via a Tax Authority decision
Based on the property-transfer tax.
03
Filing for a temporary residence permit
Through the relevant Montenegrin authority.
04
Receiving status for 1 year
With the right to renew.
05
Renewing status
For permits issued before 17.01.2026 — without proving value; for new ones — while conditions are maintained.

A good fit if

You can invest from €150,000 in real estate and are not a citizen of the EU/EFTA, Iceland, Liechtenstein, Norway, or Switzerland.
You already hold a permit issued before 17.01.2026 — you renew without proving property value.
You are an EU/EFTA citizen or from an exempt country — the threshold doesn’t apply to you at all.
You are considering the business route and can confirm genuine company tax activity from €5,000/year.

A poor fit if

You are relying on outdated "no minimum" information for new applicants — from 17.01.2026 a €150,000 minimum applies to non-EU/EFTA nationals.
You planned the business route via mere company registration without real activity — confirmed tax payment of €5,000+/year is now required.
You need the full regulatory details right now — implementing ordinances are expected only by January 2027; some mechanisms aren’t yet disclosed.
You need a direct link to an official government portal with these figures — this page’s source is a Montenegrin law firm, not a direct government text.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Is it true there was no minimum amount before?

Yes — per the available data, before the amendments took effect on 17 January 2026, there was no formal price threshold for a residence permit via real estate in Montenegro at all; the programme ran without a minimum.

Who is exempt from the new €150,000 threshold?

Per the available data, citizens of EU member states and their family members (regardless of nationality), plus citizens of Iceland, Liechtenstein, Norway, and Switzerland — the minimum-value requirement doesn’t apply to them.

What happens to a permit already issued?

Per the available data, permits issued before 17 January 2026 based on real estate ownership renew without needing to re-prove property value.

Is simply registering a company enough for the business route?

No longer — per the available data, for renewing an integrated work-and-residence permit, a director or 51%+ owner must confirm the company paid at least €5,000 in taxes and contributions for the previous year.

When will all the new rule details be available?

Per the available data, implementing ordinances must be enacted within 12 months of the amendments’ approval (31.12.2025) — meaning full regulatory details are expected by January 2027.

Does this programme grant Montenegrin citizenship?

No — this page covers a 1-year residence permit with the right to renew, not citizenship or a separately described path to it.

Sources

Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.