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Three ways to prove income — not just a salary slip

PPT-7
family reunification in Panama

A sponsor — a Residente Temporal for 2+ years, a permanent resident, or a Panamanian citizen — reunites a spouse, children, and dependent parents. Income follows a clear formula: B/.1,000/mo + B/.100 per additional member.

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Sponsor income from
$13,200/yr
Sponsor tenure (Temporal)
from 2 years
Dependent status before permanent residence
2 years
Currency risk
none (1 B/. = $1)

Three ways to prove financial capacity

The law accepts more than a salary slip — there are alternatives for the self-employed and holders of savings.

PROOF METHOD
WHAT IS REQUIRED
WHAT TO KNOW
Income by formula
WHAT IS REQUIREDB/.1,000/mo + B/.100 per additional dependent
The base and most direct method, growing linearly with the number reunited.
Employment letter + CSS
WHAT IS REQUIREDproof of employment and social security enrolment
An alternative for salaried employees without a separate income calculation.
Bank reference
WHAT IS REQUIREDa bank’s confirmation of financial capacity
An alternative for the self-employed or holders of significant savings.

What the process consists of

There is no currency risk in the calculation — the balboa is officially equal to the US dollar 1:1.

COST ITEM
RATE
APPLIES TO
Reunification permit fee
RATE~$250–300
per family member
Residence permit fee (Migración)
RATE~$250
per family member
Country-exit deposit (if required)
RATE~$800–1,000
per family member

How the process runs

01
Checking sponsor status
The sponsor must be a Residente Temporal for 2+ years, a permanent resident, or a Panamanian citizen.
02
Choosing an income-proof method
Formula, employment letter + CSS, or bank reference — the sponsor’s choice.
03
Filing with Migración
The document package on income, relationship, and sponsor status is filed with the national migration service.
04
Receiving dependent status for 2 years
Family members receive status dependent on the sponsor for this period.
05
Filing for independent permanent residence
After 2 years, a reunited family member can apply for permanent status independent of the sponsor.

A good fit if

The sponsor is a Residente Temporal for 2+ years, a permanent resident, or a Panamanian citizen.
The sponsor’s income matches the formula B/.1,000/mo + B/.100 per additional family member, or is confirmed by an employment letter or bank reference.
You are reuniting a spouse, children under 18 (under 25 if studying), incapacitated individuals, or dependent parents.
It matters that after 2 years a family member can apply for independent permanent residence, no longer tied to the sponsor’s status.

A poor fit if

The sponsor is a Residente Temporal for less than 2 years and not a citizen or permanent resident — the minimum tenure for this category has not been met.
None of the three financial-capacity methods fit your documents — formula, employment letter, or bank reference.
You need independent status immediately — reunited family members receive dependent status for 2 years before applying for independent permanent residence.
The relative to be reunited is not on the list (spouse, children under 18/25, incapacitated individuals, dependent parents).

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

No matching firms in the directory for this category yet — the list is curated by hand and grows over time.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Why is this source considered especially reliable?

Because the data comes from a direct reading of the full official migracion.gob.pa PDF, not a retelling via agency sites — the figures (B/.1,000 and B/.100) are confirmed verbatim, with no discrepancy between sources.

Why is there no currency risk in the calculation?

Panama’s currency, the balboa (PAB), is officially and practically equal to the US dollar 1:1, and the dollar circulates freely in the country. The dollar figure shown requires no exchange-rate conversion.

Can income be proven without a salary slip?

Yes — the law accepts an employment letter together with CSS (social security) confirmation, or a bank reference, as an alternative to the formula calculation.

Who can be reunited?

A spouse, children under 18 (under 25 if studying), incapacitated individuals, and dependent parents.

How long until independent status?

2 years of dependent status, after which a reunited family member can apply for permanent residence independent of the sponsor.

What if the sponsor is a citizen or permanent resident, not Temporal?

Then the minimum 2-year-tenure requirement does not apply — it specifically concerns sponsors holding Residente Temporal status.

Sources

Servicio Nacional de Migración de Panamá — official site (the PPT-6/PPT-7 PDF was read in full by a background research agent, flagged as the highest-quality source in its research batch)↗

Figures are for reference only. Verified against official sources on 26 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.