Rentista visa Peru — passive income

What changed in 2025

Law No.32421 from August 2025 raised the required continuous-residency period for citizenship — many sources online still cite the old figure.

METRIC

BEFORE AUGUST 2025

AFTER (CURRENT)

Period required for citizenship

BEFORE AUGUST 20252 years of continuous residence

5 years of continuous residence

Citizenship application processing

BEFORE AUGUST 2025not separately specified

+6–12 months on top of the residency period

Visa income requirement

BEFORE AUGUST 2025unchanged

$1,000/month + $500/month per dependent

What the process consists of

A key practical catch: income must be deposited into a Peruvian bank account, but most banks won’t open one without a Carné de Extranjería — a document issued only AFTER residency is approved.

COST ITEM

RATE

APPLIES TO

Confirmed passive income

RATEfrom $1,000/month

per main applicant

Dependent supplement

RATE+$500/month

per person

Opening a Peruvian bank account

RATEafter receiving the Carné de Extranjería

per applicant

How the process runs

Preparing passive-income documentation

A pension letter, annuity contract, or a certificate from a financial institution.

Filing for the Rentista visa

With income confirmed from $1,000/month (+ $500/month per dependent).

Receiving residency and a Carné de Extranjería

The resident ID document — without it a bank account cannot be opened.

Opening a Peruvian bank account

For the subsequent regular deposit of income — only after receiving the ID.

Moving to permanent residency, then citizenship

PR after 3 years of continuous residence; citizenship after 5 years plus 6–12 months of processing.

A good fit if

You have confirmed passive income sourced outside Peru from $1,000/month — pension, annuity, or other regular income.

You’re fine with a visa that needs no periodic renewal, understanding it’s not formally permanent residency.

You’re ready for the practical hurdle of opening a bank account — you’ll need to wait for the Carné de Extranjería first.

Citizenship is not an urgent goal — the new period is 5 years of continuous residence plus processing.

A poor fit if

You expected the old 2-year citizenship timeline — Law No.32421 raised it to 5 years in August 2025, and many online sources haven’t caught up.

Your income is below $1,000/month for the main applicant (or you haven’t budgeted +$500/month per dependent) — no lower threshold exists for this visa.

You need an investment route into Peru instead — the site covers that separately under the Calidad Migratoria Inversionista programme, with a different threshold ($149,000, after correcting the outdated "$25,000" figure).

You need a bank account opened before filing for the visa — in practice the account is only opened after residency is granted.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

La Vida Golden Visas

Лондон, Великобритания · since 2002

Over 20 years of experience, clients from 160+ countries; specialises in Portugal’s Golden Visa and other EU programmes.

Global Citizen Solutions

Лондон, Великобритания / Лиссабон, Португалия · since 2016

Global mobility consultancy with a Lisbon office; specialises in Portugal’s Golden Visa and Spain’s Non-Lucrative Visa.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Is it true citizenship now needs 5 years instead of 2?

Yes — per the available data, Law No.32421 from August 2025 raised the required period of continuous legal residence for citizenship from 2 to 5 years; many online sources still cite the outdated figure.

How much is needed for a family with a spouse and child?

Per the available data, each dependent (spouse, child under 25) requires an additional $500/month on top of the $1,000/month base threshold for the main applicant.

Why can’t I open a bank account right away?

Per the available data, most Peruvian banks won’t open an account without a Carné de Extranjería (resident ID), which is only issued after residency is approved — so the account is opened after the fact.

Does this visa grant the right to work in Peru?

Not directly — per the available data, the right to work locally appears at the permanent-residency stage after 3 years, not on the Rentista visa itself.

How does this differ from Peru’s investor visa?

The Rentista visa requires passive income from $1,000/month and has nothing to do with business investment; the Calidad Migratoria Inversionista visa (a separate programme on the site) requires an investment from $149,000 in a Peruvian company.

Does the Rentista visa need renewal?

Per the available data, the visa has indefinite validity and requires no periodic renewal, although it is not formally classified as permanent residency.

Sources

GoResident — overview of Rentista visa requirements, including the citizenship-timeline update under Law No.32421 (August 2025) and the bank-account practical hurdle↗

Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.