What changed after the 2025 restructuring
The Philippine Retirement Authority (PRA) fully revised the programme from 1 September 2025 — the category list was simplified and thresholds changed.
What the deposit and fees consist of
The deposit is not a one-time expense but funds that remain in the applicant’s account at an approved bank.
How the process runs
A good fit if
A poor fit if
Who runs this programme
Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.
This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.
Frequent questions
Why does the site explicitly mention the 2025 restructuring?
Because the programme changed very recently — the Smile and Human Touch categories were abolished, the minimum age raised to 40, and the fee changed. Materials written before September 2025 may describe an outdated structure, so the site flags the change date explicitly.
What happens to the deposit after receiving status?
It stays in the account at an approved bank — this is not a one-time payment but a sum that must be maintained while SRRV status is in effect.
What is the difference between the $15,000 and $30,000 deposit?
$15,000 is available only with a confirmed lifetime pension from $800/mo (or $1,000/mo with dependents); without a pension, a higher $30,000 deposit is required.
What is the Courtesy category?
A narrow category available only to special groups: former Philippine citizens, retired diplomats and international-organisation officers, retired foreign military personnel — not a general-access route.
How much does it cost to apply?
$1,500 — the PRA fee, raised as part of the 2025 restructuring, separate from the deposit amount.
Can I apply at age 35 like before?
No — since September 2025, the minimum age for all new applicants has been raised to 40.
Sources
Figures are for reference only. Verified against official sources on 27 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.