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No investment — documented passive income only

Portugal
D7 visa

The same path to EU citizenship as the Golden Visa, without the capital — just documented passive income from €920 a month.

Income from
€11,040/year
Time to status
6–9 mo.
Stay requirement
183 days a year
Citizenship after
10 years

The threshold tracks the minimum wage

Recalculated every year alongside Portugal’s national minimum wage (Salário Mínimo Nacional) — €920/month for the applicant in 2026. Income must be passive: a pension, rent, dividends, royalties — not a salary from active employment.

REQUIREMENT
AMOUNT
WHAT TO KNOW
Applicant income
AMOUNTfrom €11,040/year
×1 minimum wage (€920/month in 2026), recalculated annually.
Spouse income
AMOUNT+€5,520/year
+50% of the base amount for the first additional adult.
Child income
AMOUNT+€3,312/year
+30% of the base amount per minor.

What the full cost consists of

Government fees are small next to the income requirement itself. The real costs are health insurance, document translation, and renting a home to prove your address.

COST ITEM
RATE
APPLIES TO
Consular visa fee
RATE~€90
per applicant
AIMA residence-card fee
RATE~€170
per applicant
NIF and account opening (via a service)
RATE€150–300
per family, one-off
Health insurance, translations, 12-month income reserve
RATEmarket rate
per family, the bulk of the budget

How the process runs

01
NIF and bank account
A Portuguese tax number and bank account can be arranged by power of attorney, without visiting the country. 1–3 months alongside transferring the reserve income.
02
Gathering documents
Proof of income, an apostilled criminal record certificate, health insurance — 1–2 months.
03
Filing at the consulate
The official decision window is up to 60 calendar days.
04
Entering on the visa
The D7 visa is valid for 4 months — enter Portugal and file for the residence card at AIMA within that window.
05
AIMA residence card
Current processing times are 3–5 months; the 2-year card arrives by mail another 4–8 weeks later.

A good fit if

You have stable passive income from abroad of €920+/month and do not need to work locally in Portugal.
Your budget is limited: the requirement is income, not capital for an investment.
You have a five-year horizon and want EU citizenship by naturalisation.
You have children — each child’s income requirement is added at a discounted +30%, not doubled.

A poor fit if

Your income cannot be documented as passive — an active salary generally does not qualify directly.
You need a result faster than six months — the realistic timeline is 6–9 months, not the 2–3 sometimes advertised.
You plan to work for a Portuguese employer — other visa categories exist for that; D7 is not designed for it.
You are looking for an investment asset — the programme involves no investment at all.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

How is D7 different from the same country’s Golden Visa?

The Golden Visa requires an investment from €250,000 (see its own page); D7 requires only documented passive income from €920/month. Both lead to the same citizenship after 10 years, but with a completely different entry bar.

Can you work on this visa?

A local salary cannot be used as qualifying income — the visa is built for people living on passive income from abroad, not employment in Portugal.

How much do you need to keep in the account?

Most consulates want to see at least 12 months of the required income sitting in a Portuguese account — about €11,040 for a single applicant in 2026.

How many years until citizenship?

Same as the Golden Visa — 10 years of lawful residence for applicants who are not EU/CPLP nationals (7 years for Brazil, Angola, and other CPLP countries), counted from the first residence card. Source: Lei Orgânica n.º 1/2026.

Who can be included in the application?

A spouse and children — the spouse’s income requirement is added at +50%, a child’s at +30% of the applicant’s base amount, not as a separate full threshold.

Why did the timeline grow to 6–9 months?

AIMA (Portugal’s migration agency) has been dealing with a backlog — current residence-card processing has grown to 3–5 months even after the visa decision, which together with the consular stage gives a realistic 6–9 months.

Sources

Figures are for reference only. Verified against official sources on 26 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.