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Status is tied to ownership — selling without a replacement ends it

Premium Residency
through real estate in Saudi Arabia

A completed residential property from SAR 4M, mortgage-free, appraised by an accredited Taqeem valuer. Residency for up to 5 years, renewable while ownership is maintained.

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Property from
≈$1,066,700
Property type
residential, completed only
Term
up to 5 years, renewable
Fee
SAR4,000 (≈$1,067)

Three conditions on the property itself

Not every property worth SAR 4M+ qualifies — the law sets three separate conditions on the property itself.

CONDITION
REQUIREMENT
WHAT TO KNOW
Property type
REQUIREMENTresidential only
Commercial real estate does not qualify for this route.
Construction stage
REQUIREMENTfully completed
Off-plan (under-construction) properties do not count — only finished housing.
Encumbrances
REQUIREMENTmortgage- and lien-free
The property must be fully paid off, with no outstanding obligations.

What the process consists of

Beyond the property value, there is a separate fee for the residency status itself.

COST ITEM
RATE
APPLIES TO
Real Estate Owner Residency fee
RATESAR4,000 (≈$1,067)
per applicant, one-time
Accredited Taqeem valuer appraisal
RATEdepends on the property
per property
Registration fees at purchase
RATEdepends on region
per property

How the process runs

01
Choosing a completed residential property from SAR 4M
The property must be fully built — under-construction properties do not qualify.
02
Checking for encumbrances
The property must be free of mortgages and any liens at the time of filing.
03
Appraisal via Taqeem
An accredited valuer under the Saudi Authority for Accredited Valuers confirms the property’s value.
04
Filing for Premium Residency
Through the pr.gov.sa portal with property and appraisal documents.
05
Receiving residency for up to 5 years
Renewable while the applicant retains ownership of a qualifying property.

A good fit if

You have capital from SAR 4M for a completed residential property, fully free of mortgage.
The property is already built — not under construction (off-plan), since off-plan properties don’t qualify for this route.
You are prepared to complete an appraisal through an accredited Taqeem valuer as a mandatory step.
You understand and accept that the status is strictly tied to ownership — you plan to keep the property or replace it with another qualifying one if needed.

A poor fit if

You are planning to buy an under-construction (off-plan) property — residency through this route can only be arranged after construction is complete.
The property is commercial, not residential — this route does not accept commercial properties.
The property carries an active mortgage or lien — the status requires a fully paid-off property.
You plan to sell the property without buying another qualifying one — in that case, residency ends with the sale.

Who runs this programme

Your request goes to two or three firms from this list. You see exactly which ones before it is sent, and you can exclude any of them.

Henley & Partners
Лондон, Великобритания · since 1997
The largest advisory firm in the industry — over 70 offices worldwide; also advises governments on designing migration programmes.
NTL Trust
Карибский регион (офисы в Латинской Америке, Европе, на Ближнем Востоке и в Азии) · since 1994
30+ years in citizenship and residence by investment, officially accredited by several Caribbean governments; also trust and corporate services.
Arton Capital
Монреаль, Канада · since 2006
Global financial advisory firm specialising in residence and citizenship by investment.
Astons
Дубай, ОАЭ (основана в Лондоне) · since 1989
One of the oldest firms in the market, over 9,000 clients from 100+ countries; Golden Visa, citizenship and RBI worldwide.
La Vida Golden Visas
Лондон, Великобритания · since 2002
Over 20 years of experience, clients from 160+ countries; specialises in Portugal’s Golden Visa and other EU programmes.
Savory & Partners
Дубай, ОАЭ · since 2009
Over 70 specialists across 8 offices on three continents, 20+ jurisdictions, over 11,000 clients.
Global Citizen Solutions
Лондон, Великобритания / Лиссабон, Португалия · since 2016
Global mobility consultancy with a Lisbon office; specialises in Portugal’s Golden Visa and Spain’s Non-Lucrative Visa.

This is an independent list of firms in the market, not our partners — we do not forward requests to them or receive payment for referrals. Contact them directly via the link.

Frequent questions

Why can’t I use an under-construction property?

Premium Residency rules explicitly require a fully built, move-in-ready property — a separate official condition introduced alongside the January 2026 rules update, not a general restriction across all Gulf programmes.

What happens if I sell the property?

Residency ends unless the property is replaced with another qualifying one — the status is officially tied to continued ownership of qualifying housing, not granted indefinitely as a one-off.

What is Taqeem?

The Saudi Authority for Accredited Valuers — a government body accrediting property valuers; their official appraisal is mandatory to confirm the property meets the SAR4M threshold.

Can commercial property be used?

No — the Real Estate Owner Residency route accepts only residential properties.

How does this differ from the Business Investor route?

Business Investor requires investment in a MISA-licensed business (from SAR7M) and, for the permanent-residence level, job creation — a separate route from real estate under the same Premium Residency programme.

How long is the residency valid?

Up to 5 years, with renewal available while ownership of a qualifying property is maintained.

Sources

Premium Residency Saudi Arabia (pr.gov.sa) — official programme portal↗

Figures are for reference only. Verified against official sources on 26 August 2026. A precise quote is issued by the appointed firm after document review. This material is not legal advice, a public offer or investment advice.